The Downside To CA

Sometime between 9pm Friday and 10am Saturday someone smashed the front driver’s side window in my car while it was sitting in my parking spot. They did a pretty thorough job going through my car and stole everything in the glove compartment, and the roadside emergency kit that was in my trunk. They did leave the 3-4 burned CD’s I had in the car. Luckily, I didn’t really have anything valuable in the car that they could take. They did get my car’s manual and registration.

Since the only damage was to the window it’s well below my $500 deductible and so my insurance covers nothing from the break in. It also turns out they don’t cover any items stolen from the car. Now that I know they don’t cover stolen items I think I’m going to have to go find a different provider.

I’m mostly glad I typically don’t keep anything in my car, so at least I didn’t lose anything else. What really angers me is the $255 in damage to my window. I’m sure the items stolen add up to much less than the replacement cost, and it’s not like I really need that extra expense.

I thought I lived in a somewhat safe neighborhood but it looks like that’s not the case. My other worry is that there’s no guarantee that something like this won’t happen again. It’s not like I can do much to prevent someone from breaking my stuff again. Apparently, keeping nothing in the car doesn’t help.

I also attempted to report the whole thing to the police but apparently the Santa Clara police don’t really care. When I tried to call and file a report the officer answering the phone just forwarded me on to an answering machine where I left a message that never got returned.